Government Grants FAQs

WASHINGTON – The U.S. Small Business Administration’s (SBA) announced that it is seeking grant proposals to award up to $700,000 in grant funding for projects that promote the development of innovative and successful Native American firms that are eligible for assistance under the SBA’s 7(j) Management and Technical Assistance Program.

The SBA expects to award three to seven grants to provide funding opportunities for Native American Micro Enterprise Business Services.

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WASHINGTON – The U.S. Department of Housing and Urban Development today announced $29 million in grants to help approximately 1,200 extremely low-income persons and families living with HIV/AIDS annually. These grants provide a combination of housing assistance and supportive services for this vulnerable population.

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WASHINGTON, Feb. 10, 2015 – Agriculture Secretary Tom Vilsack announced that rural agricultural producers and small business owners can now apply for resources to purchase and install renewable energy systems or make energy efficiency improvements. These efforts help farmers, ranchers and other small business owners save money on their energy bills, reduce America's dependence on foreign oil, support America's clean energy economy, and cut carbon pollution. These resources are made possible by the 2014 Farm Bill.

"Developing renewable energy presents an enormous economic opportunity for rural America," Vilsack said. "The funding we are making available will help farmers, ranchers, business owners, tribal organizations and other entities incorporate renewable energy and energy efficiency technology into their operations. Doing so can help a business reduce energy use and costs while improving its bottom line. While saving producers money and creating jobs, these investments reduce dependence on foreign oil and cut carbon pollution as well."

USDA is making more than $280 million available to eligible applicants through the Rural Energy for America Program (REAP). Application deadlines vary by project type and the type of assistance requested.

USDA is offering grants for up to 25 percent of total project costs and loan guarantees for up to 75 percent of total project costs for renewable energy systems and energy efficiency improvements. The REAP application window has been expanded. USDA will now accept and review loan and grant applications year-round.

Eligible renewable energy projects must incorporate commercially available technology. This includes renewable energy from wind, solar, ocean, small hydropower, hydrogen, geothermal and renewable biomass (including anaerobic digesters). The maximum grant amount is $500,000, and the maximum loan amount is $25 million per applicant.

Energy efficiency improvement projects eligible for REAP funding include lighting, heating, cooling, ventilation, fans, automated controls and insulation upgrades that reduce energy consumption. The maximum grant amount is $250,000, and the maximum loan amount is $25 million per applicant.

USDA is offering a second type of grant to support organizations that help farmers, ranchers and small businesses conduct energy audits and operate renewable energy projects. Eligible applicants include: units of state, tribal or local governments; colleges, universities and other institutions of higher learning; rural electric cooperatives and public power entities, and conservation and development districts. The maximum grant is $100,000.

The REAP program was created in the 2002 Farm Bill. Because of the success of the program, Congress reauthorized it in the 2014 Farm Bill with guaranteed funding of no less than $50 million in annual funding for the duration of the 5 year bill. The 2014 Farm Bill builds on historic economic gains in rural America over the past six years while achieving meaningful reform and billions of dollars in savings for taxpayers.

Since 2009, USDA has awarded $545 million for more than 8,800 REAP projects nationwide. This includes $361 million in REAP grants and loans for more than 2,900 renewable energy systems. When fully operational, these systems are expected to generate more than 6 billion kilowatt hours annually – enough to power more than 5.5 million homes for a year.

In 2013, owners of the Ideal Dairy restaurant in Richfield, Utah, used REAP funding to install 80 solar modules and two 10-kilowatt inverters, which convert energy from solar panels to electricity. The owners have saved, on average, $400 per month. These savings have helped them preserve their restaurant and livelihood.

President Obama's plan for rural America has brought about historic investment and resulted in stronger rural communities. Under the President's leadership, these investments in housing, community facilities, businesses and infrastructure have empowered rural America to continue leading the way – strengthening America's economy, small towns and rural communities. USDA's investments in rural communities support the rural way of life that stands as the backbone of our American values.

The City of Fremont (City) is announcing a Notice of Funding Availability
(NOFA) for the creation of affordable rental housing in Fremont.

Approximately $8.0 million in funding is available to support predevelopment, acquisition and construction or rehabilitation of affordable housing.  The funding is intended to fill the financing gap between a project’s total development cost and other available financing sources.

The funding available through this NOFA is for capital costs only; no financing is available to fund operating subsidies or supportive services. It should be noted that if additional housing funds become available to the City during the NOFA evaluation process, the amount awarded through this NOFA may also increase.
Qualified affordable housing developers that can meet the NOFA requirements
and demonstrate their ability to finance, design, build/rehabilitate and manage affordable housing are encouraged to submit proposals. All proposals must be received by February 13, 2015.  Applications submitted after the deadline will not be considered. Funding will be awarded by the City on a competitive basis to the project or projects that provide the best opportunity to address the City’s affordable housing needs.

The City reserves the right to request that Applicants submit additional information as may be requested by staff to clarify submitted information. Also, the City reserves the right to reject any and all proposals for any reason, and at its sole discretion.

Click here for more information.


Finding a Grant

There are a lot of ways through which you can find grants for your educational needs. Look specifically for grants that pertain to your profile. And take note of other similar grants.

Aside from government grants there are tens of thousands of other educational grants offered by each state, by private foundations, and other non-profit organizations. A good way to find these grants would be to consult with some local education officials or to log on to the internet, which should help you find a matching organization for your need.

Next you will have to make sure you qualify for the grant you have chosen. The basic qualifications for a person to avail of these grants is that he or she must be a legal citizen of the United States and should also belong to a household that pays taxes. There may be slight alterations to this basic requirement, but that should be the general rule. Up to $25,000 to upgrade your skills as an Employee. US Government Grants for USA Citizens

You should then apply for a FAFSA, or the Free Application for Student Financial Aid. This application will make your eligible for a Pell Grant. The amount this grant offers depends on your current financial situation, your dependents, and other considerations. No matter what amount this grant offers, it should not be taken in stride since every single dollar going towards your education should be worth it.

Getting the grant. Grants are easy to file, yet hard to win. You will need to learn how to produce a convincing, honest, and thorough grant document. The race here is very competitive since there are many that file for these grants and only a few do get their applications approved. Make sure you study the grant specification properly and make sure you are truly qualified for the grant.

If you're frustrated by the conflicting and inaccurate information you've found regarding grant money for a small business, then don't worry. This article is your best source for the most accurate and up to date data. Read on and find out why!

Many people today searching for small business grant money to start their own for profit business assume that grants are nothing more than "free money." Well, sorry to be the bearer of bad news but small business grant money is hardly "free money" at all. In fact, these grants are more like contracts with their own set of obligations and restrictions that you must comply with or risk suffering sanctions imposed by your funding resource.

In the case of government grants, the rules are even stricter. One of the first places that people often turn to is the Catalog of Federal Domestic Assistance, which is where all listings of government grants approved by Congress are announced. The problem with this resource is that there are very few programs available for small businesses.

These grants are usually awarded to deserving individuals or nonprofit organizations having some community-based project in mind. Rarely will you find a government grant awarded to help set up a for profit business. That is why when searching for a small business grant you should not turn only to the government for funding resources.

A good source of grant money is the Association of Fundraising Professionals (AFP). The AFP is considered the chief professional association for fundraisers. The association was formerly known as the National Society of Fund Raising Executives (NSFRE). Their website at offers sections on ethics, public policy, publications (including AFP's online bookstore), professional advancement, local chapters, jobs, and youth in philanthropy (along with a member gateway/dashboard).

Besides that, the AFP also provides a list of organizations (including their websites) that are among the top basic resources of grant money. Foremost on their list is the Foundation Center at, which publishes the revered Foundation Directory.

Consider contracts. Government money can sometimes come in the form of contracts. "If you can demonstrate that your company can execute a budget line item, if you can shape part of your idea to what the government wants done for a particular project – say something educational or construction-oriented – if you can fill a need, you can compete," says Francie Ward, CEO of the Business Owner's Idea Café at

Thank you for reading this article. I hope that it has helped you and that you were able to find, through our research, the answers you were seeking.

GRANT is not exactly a loan, Attempting to get funds through a orthodox financial institution can be very lengthy and requires loads of paperwork, only to find out that you've been refused. These Government Agencies don't have to work under the same abovesaid requirements that banks do. You work on how much funds you require, as long as it's a legible amount and complies with Government Agencies basis, the fund is yours to keep and you don't have to repay it. This money is interest free and non taxable .None of these plans need a collateral ,co-signers , credit check, security deposits , you can apply even if you have a bad credit or bankruptcy , it doesn't matter, you as a U.S. citizen and tax payer are entitled to these funds.

There are some Government grants that are available for businesses (but not to establish a new business). For the major part, these grants are very specialized. Moreover, many Government grants are not available through the year. That is, you can't apply for most of them at any time you wish -- in practical, you can apply for them only when they are announced by a Government agency. When a government agency makes funds available for a grant, it places an announcement in the Federal Register which is issued every weekday

Anyone planning about going into business for himself, or wishing to enlarge an existing business should head for the world's largest "one-stop-money-hub" where FREE MONEY is being held for you to begin or expand a business by the Federal Government.
It is absolutely amazing that people living right in the United States of America wouldn't know that every year the world's biggest source of free business aids in delivering: Over $29 trillion dollars in low-interest loans and free grants; over one-third billion dollars in obtaining of contracts; and Around $32 billion dollars in research grants FREE consulting.

With a market that remains unpredictable, and a requirement for even greater economic growth on all aspects, the federal government is more interested than it ever has been earlier to give you the money you need to establish your own business and become your own boss!
In spite of the perception that people should not trust the government for aid, the great government give-away programmes have remained so amazingly big that if each of the approximately 9 million businesses applied for an equal share, each would receive over $69,000.
Majority of people never try for FREE government GRANTS since they feel it not meant for them, , or simply don't know who to contact or feel there's too much red-tapism. The fact is, however, that people from all aspects of life do receive GRANTS MONEY free and other help from the government, and you are entitled to it.

While there are still no direct small business grants that can be borrowed from the federal government, many state development agencies offer direct small business grants and other types of financial assistance designed to encourage and help businessmen in starting or expanding a small business.

A lot of people go gaga over the whole concept of free federal grants. The moot point is, is it really free? If you were to read Jay M. Shafritz's book 'American Government and Politics', he defines what a grant is. A grant, he says, is a gift that has certain obligations for the grantee and expectations from the grantor. A grant is no one-way street as most people looking for grants would like to believe. A grant comes to you inbuilt with the word 'obligations'. And rightly so, wouldn't you say? Why on earth should someone give you a lot of money and then forget about it? A grant is not philanthropy pure and simple. It means you have a responsibility to fulfill certain obligations.

Why are free federal grants given? They are basically dispensed so that organizations that are involved in doing work that benefits the community have the money to carry out the work. For example, the projects could be programs that train displaced workers, or street paving projects or water conservation projects or anything for the good of the community or the society. Once a grant has been sanctioned, the organization has to make sure that their functioning has certain strict performance standards. There has to be detailed and transparent auditing and accounting and the auditing has to be done once a year at least.

The other thing about free federal grants is that every cent has got to be spent. If there is any money that is left over after the project is complete, it reverts to the Treasury. The deal is that every cent should be accounted for. The goals that are set out in the program when the grant is applied for must be followed exactly as they are specified. If there are any changes in the course of the period, they must go through government procedures and get an approval. Of course it goes without saying that time schedules must be adhered to and the project must be successfully completed.

What happens if the organization does not comply with the program goals? Then, it is likely that the 'grantee' or the one who gets the free federal grant will have to pay a penalty. What form do these penalties take? This is said to be non-compliance and the penalties could range from economic sanctions to maybe even a prison term if it is suspected and proved that there was intentional misuse or theft of the grant money.

Who do most of the free federal grants go to? Most of the beneficiaries of this grant money are universities, colleges, states, cities, federal agencies and research organizations. The application process is done by experts who are well-versed in this. Which is why individuals usually do not qualify for them. Most organizations have special staff or get expertise from outside to prepare the applications and to monitor and administer the grants. It takes a lot of expense and time to just apply for a free federal grant. It also involves a great deal of legwork and going to and fro till it is finally approved. With so many cutbacks on federal spending, the chances of the grant being approved could be slim. The truth is that free federal grants are no cakewalk. They come with a price tag attached. The organization that gets it has to be prepared to deliver and deliver well.