Free Money

The Taproot Foundation makes grants of professional consulting services, called Service Grants, through their Service Grant Program.  Every Service Grant is delivered pro bono by a team of 5-6 business professionals who volunteer their time and expertise to help a nonprofit in their community.

High potential nonprofits in the ChicagoLos AngelesNew York CitySan Francisco, and Washington, D.C. metro areas can apply to get the tools and services needed to strengthen their organizations and serve in their communities.

Application available at http://bit.ly/UHKlXr

 

 

From time to time, Government Deal Funding will highlight programs that are not well known and could benefit you or someone you know.  Keep in mind that eligibility requirements vary constantly and Congressional action may halt programs with little notice.

USDA Rural Repair and Rehab Grants

Purpose: The Very Low-Income Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards.

Eligibility: To obtain a loan, homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, defined as below 50 percent of the area median income. They must need to make repairs and improvements to make the dwelling more safe and sanitary or to remove health and safety hazards. Grants are only available to homeowners who are 62 years old or older and cannot repay a Section 504 loan. For Income and Property Eligibility please see the USDA RD Eligibility Site.

Terms: Loans of up to $20,000 and grants of up to $7,500 are available. Loans are for up to 20 years at 1 percent interest. A real estate mortgage and full title services are required for loans of $7,500 or more. Grants may be recaptured if the property is sold in less than 3 years. Grant funds may be used only to pay for repairs and improvements resulting in the removal of health and safety hazards. A grant/loan combination is made if the applicant can repay part of the cost. Loans and grants can be combined for up to $27,500 in assistance.

Standards: Repaired properties do not need to meet other HCFP code requirements, but the installation of water and waste systems and related fixtures must meet local health department requirements. Water supply and sewage disposal systems should normally meet HCFP requirements. Not all the health and safety hazards in a home must be removed with Section 504 funds, provided that major health and safety hazards are removed. All work must meet local codes and standards.

The U.S. Department of Agriculture (USDA) announced today that approximately $13 million in Farm Bill funding is now available for organic certification cost-share assistance, making certification more accessible than ever for small certified producers and handlers.

"Consumer demand for organic products is surging across the country," said Secretary Tom Vilsack. "To meet this demand, we need to make sure that small farmers who choose to grow organic products can afford to get certified. Organic food is now a multi-billion dollar industry, and helping this sector continue to grow creates jobs across the country."

The certification assistance is distributed through two programs within the Agricultural Marketing Service. Through the National Organic Certification Cost-Share Program, $11.5 million is available to all 50 states, the District of Columbia, and five U.S. Territories. Through the Agricultural Management Assistance Organic Certification Cost-Share Program, an additional $1.5 million is available to organic operations in Connecticut, Delaware, Hawaii, Maine, Maryland, Massachusetts, Nevada, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Utah, Vermont, West Virginia, and Wyoming.

These programs provide cost-share assistance through participating states to USDA certified organic producers and handlers for certification-related expenses they incur from October 1, 2013 through September 30, 2014. Payments cover up to 75 percent of an individual producer's or handler's certification costs, up to a maximum of $750 per certification. To receive cost-share assistance, organic producers and handlers should contact their state agencies. Each state will have their own guidelines and requirements for reimbursement, and the National Organic Program (NOP) will assist states as much as possible to successfully implement the programs.

In 2012 alone, USDA issued close to 10,000 cost-share reimbursements totaling over $6.5 million, to support the organic industry and rural America. Additional information about resources available to small and mid-sized producers, including accessing capital, risk management, locating market opportunities and land management is available on USDA's Small and Mid-Sized Farmer Resources webpage.

USDA has a number of new and expanded efforts to connect organic farmers and businesses with resources that will ensure the continued growth of the organic industry domestically and abroad. During this Administration, USDA has signed four major trade agreements on organic products, and is also helping organic stakeholders access programs that support conservation, provide access to loans and grants, fund organic research and education, and mitigate pest emergencies. Through the NOP, USDA has helped organic farmers and businesses achieve $35 billion annually in U.S. retail sales. The organic community includes over 25,000 organic businesses in more than 120 different countries around the world.

Today's funding announcement for organic certification cost-share assistance was made possible by the 2014 Farm Bill. The Farm Bill builds on historic economic gains in rural America over the past five years, while achieving meaningful reform and billions of dollars in savings for taxpayers. Since enactment, USDA has made significant progress to implement each provision of this critical legislation, including providing disaster relief to farmers and ranchers; strengthening risk management tools; expanding access to rural credit; funding critical research; establishing innovative public-private conservation partnerships; developing new markets for rural-made products; and investing in infrastructure, housing and community facilities to help improve quality of life in rural America.

The Manhattan Community Arts Fund (MCAF) is a local arts funding program that provides seed grants to individual artists, collectives and small arts organizations for projects and activities that will enable Manhattan communities to experience and engage with the performing, literary, media, and visual arts. An MCAF grant is often one of the first grants an artist or group receives, and can help grant recipients leverage financial support from other sources. Each year, the program awards over $230,000 to support over 120 arts projects, including concerts, performances, public art, exhibitions, screenings, festivals, workshops, readings and more.

The Manhattan Community Arts Fund (MCAF) was established in 1983 as part of the New York City Department of Cultural Affairs’ Greater New York Arts Development Fund to support projects that are not able to access city arts funding directly. LMCC administers MCAF for the borough of Manhattan.

How MCAF Works
MCAF makes grants ranging from $750 to $5,000 to Manhattan-based individual artists, collectives, and small nonprofit organizations. The program supports performing, literary, media, and visual arts projects with a public component that is accessible to and engages Manhattan communities. Individual artists may apply directly to MCAF without a fiscal sponsor.

Application Deadline: September 16, 2014

Complete applications must be received by LMCC by 5PM on Tuesday, September 16, 2014. This includes the online application and printed supporting documents. Applicants will be notified by email in February 2015 whether their projects have been funded.

WASHINGTON - The U.S. Small Business Administration (SBA) announced that it is seeking grant proposals to award up to $1.5 million in grant funding to for-profit and non-profit service providers including, but not limited to, universities, trade and professional associations, firms, and other organizations for special projects to promote the development, success, and long-term survival of small disadvantaged businesses that participate in the agency's 8(a) Business Development Program.

The SBA expects to award 6-10 grants in the range of $150,000-$250,000, and that up to two awards may be made to small businesses. Applications will be accepted through July 20, 2014, and awards will be issued by September 30, 2014.

Under this initiative, grants will be made to service providers to enable them to make unique management and technical assistance services available to eligible small businesses that are approved by the SBA to receive services. Specifically, SBA is seeking unique and innovative projects to provide specialized training, executive education, and tools to promote business development of eligible firms. However, grants cannot be used by small businesses themselves as a source of funding to grow or otherwise expand their individual enterprises.

John Shoraka, Associate Administrator for Government Contracting and Business Development, noted that "One key strategic goal of the SBA is to genuinely broaden and deepen entrepreneurial education and counseling resources for small businesses." He added "This initiative is directly linked to that goal. The services we are now looking for will increase opportunities for potentially high-growth small businesses, especially small firms that do business with the government."

Through these projects, the SBA intends to increase the range of services available to eligible firms by addressing many issues facing them including, but not limited to:

  • teaming with other businesses;
  • mastering the process of federal contracting;
  • reversing declines and turning around businesses; and
  • securing loan financing or private equity funding.

To submit a proposal for funding under this initiative, an applicant:

  • may be a for-profit or not-for-profit entity (including, but not limited to small businesses; other-than small businesses; trade and professional associations, and educational institutions);
  • must have been in existence continually for at least three years;
  • must demonstrate substantive experience dealing with issues relating to small business; and,
  • must demonstrate that it has the capacity to provide assistance to small businesses.

BALTIMORE, MD --  Mayor Stephanie Rawlings-Blake and Baltimore City, the U.S. Environmental Protection Agency, and the Chesapeake Bay Trust announce a brand new, unique opportunity for community groups, design firms, and non-profit and private partners to showcase innovative ideas for transforming vacant lots in Baltimore City. Many urban centers are faced with significant challenges posed by vacant lots. Vacant areas can be unaesthetic, bring down property values, have human health and safety impacts, and negatively impact communities.

Through the Growing Green Initiative, Baltimore City is pioneering a new “Green Pattern Book” (to be released) designed to provide communities and non-profits with ideas for how, working with City assistance, to improve these properties. With this competition, teams of community groups and designers will have the opportunity to use the Green Pattern Book to develop creative greening projects for vacant land in their communities as well as reduce and treat stormwater runoff. The top ideas will be selected as winners, and all winners will be provided with the resources to fully design and construct their winning ideas.

Deadline to enter the competition is August 15, 2014. To view the RFP click here.

To start an application, click here.

(Newark, NJ - June 3, 2014) -- The PSEG Foundation is accepting proposals from local non-profits for programs that support projects with demonstrated impact on improving the quality of life in local communities.

These grants will have a maximum award of $5,000 to an individual non-profit with the average grant expected to be $2,000. Special consideration will be given to qualified 501c3 non-profits focusing on one or more of the following criteria:

  • Sustainable neighborhoods that are designed to help revitalize communities that encourage the success of families and encourage minority and women-owned businesses.
  • Programs dedicated to strengthening safety systems and building resilience within PSEG’s communities. These initiatives may include disaster relief and first responder support, electric and natural gas safety education, customer care to ensure safe conditions and employee health and safety.
  • Programs designed to develop new or enhance existing STEM (Science, Technology, Engineering, and Math) educational opportunities.

The PSEG Foundation will consider applications from our New Jersey service territory, as well as Salem and Cumberland counties, and our service/operation territories in Long Island and Albany, NY and Bridgeport and New Haven, CT.

“PSEG has a long tradition of caring for people and communities in locations we do business,” said Ellen Lambert, President, PSEG Foundation. “Each year, we invest millions of dollars and thousands of hours to improve the quality of life in our surrounding communities. The company’s culture dictates that service to customers and communities go hand-in-hand.”
Applications must be completed and submitted by August 1, 2014 by 5 p.m.  All applicants will receive notification about funding decisions by mid-November.

Applicants may apply directly through the Foundation's online application. Visit www.pseg.com/info/community/education/neighborhood_partners.jsp to apply.
Grant recipients are subject to scheduled site visits with PSEG Foundation staff. A maximum of twenty percent of grant funds may be used for organization administration.

About the PSEG Foundation
The PSEG Foundation (501c3) is the philanthropic arm of Public Service Enterprise Group (NYSE:PEG).  The Foundation generally supports and invests in programs in three areas: community and the environment, education and safety. The Foundation provides grants to organizations in communities served by PSEG and its subsidiaries.

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You’re probably busy so instead of boring you with a lot of long drawn out details,  I’m just going tell you that if you have even the slightest interest in borrowing money for your business at a really low interest rate, you need to join me (online) live Thursday, 5/8/14 at:

3pm ET by CLICKING HERE

8pm ET by CLICKING HERE

What’s totally unique about what I’m going to show you is that my special guest and his team actually obtain the Business Funding for you VS telling you how to go and do it on your own. This invitation is for motivated, high-level investors that need assistance financially. Start-ups business owners and investors can easily obtain start-up funding too, but the client has to be mentally committed and in somewhat of a reasonable financial position to continue to grow their business.

In fact, on Thursday 5/8/14  I am going to personally show you how they can access and have created access to 10’s of millions of dollars of business funding and how our clients are leveraging large amounts of the banks money and in so doing, earning Big- like the ultra-wealthy have done for decades.

Make sure to Register and reserve your spot on the webinar training before it fills up.
Join me this Thursday at 3pm ET by CLICKING HERE or join me later the same day at 8pm ET by CLICKING HERE.

Each year, the federal government gives out over 150 billion dollars in Government funded grant programs to businesses and individuals. These grants are provided to assist businesses in growing and providing jobs, and to help individuals raise funds for education or other personal needs.

Despite the abundance of grant programs available, many businesses and individuals are finding it difficult to locate grants. The system can be very confusing. Luckily, there is progress being made.

The federal government actually has a website, Grants.gov that you can visit and you can search by agency, category, or browse the available grant opportunities. Now, this is a step in the right direction, but as you will see, their site is still hard to use and the search function is well, somehow lacking. Also, this is not a complete list of all grant programs that are available. You will likely need to employ additional research methods to uncover many government grant opportunities.

When researching for Government Grants, one of the best resources for research is the Internet. Try searching for the type of grant that you are hoping to apply for. Try putting the type of grant in quotes - ex. "grants for single mothers", and search with the quotes. This instructs most modern search engines to search for the exact phrase. This will often times narrow down the results to a more manageable size for research.

If this fails you, you may try visiting another government run website, cfda.gov - The Catalog of Federal Domestic Assistance. You may try searching this for related government grant programs. There is a third government run website that may help as well, located at firstgov.gov.

If you still cant find information on the type of grant that you require, there are many commercial products available that maintain private databases of grant opportunities. Usually, this costs money, but the small fee might be worth it
if it saves you time and helps you find the grant that you are searching for.

Once you have found information on the grant that you hope to apply for, it would be a good idea to contact the funding organization and verify the details of the grant. Alot of times, information is out of date and you want to make sure that you have the most recent data before you attempt to apply for a grant. A phone call or letter to the group that funds that grant could save you a great deal of time and aggravation later on if you wind up with out dated information.

There are numerous government grant programs available. Locating them can be tricky, but is often times well worth the effort. With diligent research, you should be able to uncover some good opportunities for federal government grants.