Washington, DC- Addressing the needs of women and the role they play in America’s economy, the U.S. Small Business Administration has launched a nationwide competition for entrepreneurs who are developing products and services that will enhance the lives of women and their families.
“The landscape of the U.S. economy has evolved drastically during the last 50 years, and women played a significant role in that change,” said SBA Administrator Maria Contreras-Sweet. “We are harnessing the power of America’s entrepreneurs to develop products, services and technologies that support women as they deal with the challenges of work and home. This innovation challenge will both help strengthen the economy and empower women to succeed.”
InnovateHER: 2015 Innovating for Women Business Challenge kicked off in early March with local competitions hosted by universities, accelerators, clusters, scale-up communities, SBA’s resource partners, and other local organizations. The SBA is seeking entrepreneurs who have created a product or service that will have a measurable impact on women and their families, fills a need in the marketplace, and has the potential for commercialization.
Those entrepreneurs selected by local judges will make it to the semi-final round. An executive committee comprised of SBA officials will review the semi-final nomination packages and select no more than 10 finalists. The finalists will compete for a total of $30,000 in prize money provided by Microsoft.
The 10 finalists will travel to the District of Columbia on May 8th where they’ll pitch their products and ideas to a panel of expert judges during SBA’s National Small Business Week.
For details on contest rules and a list of local competitions, visitwww.sba.gov/innovateHER.
WASHINGTON–The U.S. Small Business Administration (SBA) announced today that the Impact Investment Fund of the Small Business Investment Company (SBIC) program has tripled in the last 12 months.
“Capital investment in some sectors, geographies and industries is still lower than you would expect and like. Through the Impact Investment Fund, we’ve sent a message to professional fund managers with expertise in areas like clean energy, education technology, and advanced manufacturing as well as those looking for 'off the beaten path' gems in low income or economic distressed communities across the country. SBICs as a whole, fill capital formation gaps at the low end of the middle market, the Impact Fund, puts a magnifying glass where the gaps are widest," said SBA Associate Administrator for Investment and Innovation Javier Saade.
The SBA began 2014 with two Impact SBICs managing $182 million and ended the year with six Impact SBICs collectively managing between $442 million and $572 million in total assets depending on the amount of credit guarantees approved and employed. Given the SBIC Impact Investment Fund is still well below the originally expected $1 billion leverage level, there is room to further grow the list of professional investors interested in pursuing impact strategies.
Three of the six Impact SBICs have not deployed capital. The other three have invested in 33 companies across the country and collectively employ approximately 4,600 people. These companies include an organic cage-free poultry operation in Texas, a wood waste-to-pellet fuel concern in Michigan and an educational institution in an urban low-income community in Puerto Rico.
One of the policy changes made was seemingly simple but equally meaningful – the Impact Investing Initiative became the Impact Investment Fund, making it a permanent feature of the SBIC Program. The Fund uses the rapidly evolving strategies that involve marrying financial gains and intentional social returns to narrow gaps.
Initially, SBIC’s were limited to SBA-identified impact investments, but now because of the flexibility of the Impact Investment Fund, participating funds can identify and pursue their own strategies. In addition to the expansion of this fund, SBA removed several key barriers that prevented access to it by:
- Lifting the $200 million restriction to offer licensed Impact SBICs better access to leverage;
- Removing the waiting period in accessing multiple leverage commitments; and
- Permitting existing SBICs to opt-in if they meet the Impact Fund requirements.
The reasons for the relatively slow deployment of impact investing strategies at the institutional level are varied and complex, but one of the main reasons, is the adoption of standards to measure intentional social impact has been spotty. The SBA and the federal government, supports the adoption of standards to further enable more institutional private capital flow to the small business community.
Information on the fund and the policy can be found here. The changes were made based on feedback from a significant number of private sector stakeholders and were consistent with themes the SBA heard from impact investors the White House roundtable on Impact Investing that was held this past summer. The comments align with the recommendations of the US National Advisory Board on Impact Investing released this summer and with the findings of the G8 Task Force on Social Impact Investing, Impact Investment: The Invisible Heart of Markets.
The six Impact SBICs are:
|2011||Michigan Growth Capital Partners SBIC, LP|
|2012||SJF Ventures III, LP|
|2014||Bridges Ventures U.S. Sustainable Growth Fund, LP|
|2014||Morgan Stanley Impact Fund|
|2014||Bluehenge Secured Debt SBIC, LP|
|2014*||Renovus Capital Partners, LP|
Agriculture Secretary Tom Vilsack announced recently that USDA is investing $29 million to provide affordable housing for farm laborers and their families.
"Housing is often the first step on the road to more economic prosperity for farmworker families," Vilsack said. "These loans and grants will significantly improve the lives of farmworkers, who are vital to America's agriculture sector. This program is one of many tools that USDA has to strengthen the rural economy, which will help bring a brighter future for children from farmworker families."
USDA is providing assistance through the Farm Labor Housing Loan and Grant program. Financing is available to qualified organizations to develop housing for domestic farm laborers. USDA also provides rental assistance to help very-low-income families afford the monthly rent.
Through today's announcement, USDA is awarding $20.7 million in loans and $8.3 million in grants for 10 projects in six states. When completed, the properties will provide 320 farmworker families with new homes. Rental assistance will be offered for 315 of the new housing units.
"I have witnessed firsthand the way these loans and grants help farmworkers and their communities," said Tony Hernandez, Administrator of USDA's Rural Housing Service, which runs the Farm Labor Housing program. Earlier this month, Hernandez toured the Sugarloaf Apartments farm labor housing complex in Hendersonville, N.C. Since the complex opened in 1995, it is usually fully occupied. Sugarloaf has two day care facilities onsite, one of which is year-round, making it a convenient place for residents to work and raise their families.
Below is a complete list of loan and grant recipients announced today. Funding is contingent upon the recipients meeting the terms of their agreements.
- Coachella Valley Villa Hermosa Phase II – $3 million loan. Funds will be used to add 68 units to the complex.
- Peoples Self Help – $3 million loan. Funds will be used to develop 33 units.
- 9355 Avenida Maria – $3 million loan. Funds will be used to develop 60 units.
- 1006 Golden Valley – $3 million loan. Funds will be used to develop 41 units.
- San Luis Valley – $1.5 million loan and $1.5 million grant. Funds will be used to develop 30 units.
- Straton Area Foundation – $750,000 loan and $1.6 million grant. Funds will be used to develop 12 units.
- Homestead Housing Authority – $2 million loan and $1 million grant. Funds will be used to develop 20 units.
- BDT Housing – $1.5 million loan and $1.1 million grant. Funds will be used to develop 20 units.
- Farmworker Housing Development Corporation – $1 million loan and $2 million grant. Funds will be used to develop 20 units.
- Grant County Housing Authority – $2 million loan and $1 million grant. Funds will be used to develop 16 units.
USDA Rural Development provided a $3.3 million low-interest Farm Labor Housing loan to build Villa Hermosa – apartment-style housing for migrant workers in Indio, Calif. Construction began in 2012. The complex is adjacent to the Fred Young Labor Camp, which began in the late 1930s as one-room, dirt-floor wooden shacks. It was converted in the 1960s to small, cinder-block apartments without heat or air conditioning.
The $3 million loan USDA announced today will finance a second phase of construction at Villa Hermosa. It will finance 68 more apartments for the remaining occupants at the nearby Fred Young facility. Phase Two will have spacious units with heat and air conditioning, private patios, washer/dryers, dishwashers, a community center, a garden, playgrounds and a computer lab. For some residents, this will be their first home with carpets.
PIKEVILLE, KY.– USDA Rural Development Acting Under Secretary Doug O'Brien today announced the selection of 85 utilities and development organizations for loans and grants to support rural business activities that will boost economic growth in rural communities.
"These USDA investments capitalize rural small businesses, which allows the owners to expand operations, enter into new markets and increase hiring," O'Brien said. "The investments we are announcing today include financing to development organizations for microlending to very small rural businesses. Funds are also being provided to utilities to pass on to local businesses for development projects. These innovative programs increase economic opportunities in rural areas – a top priority of Secretary Vilsack and President Obama."
O'Brien announced the rural business investments while in Kentucky with Governor Steve Beshear, Congressman Hal Rogers, and the executive board of Shaping Our Appalachian Region (SOAR) to discuss investment opportunities in eastern Kentucky, including Promise Zones and regional SOAR initiatives.
Funds are being provided through the Rural Economic Development Loan and Grant Program (REDLG) and the Rural Microentrepreneur Assistance Program (RMAP). Under the REDLG program, USDA provides zero-interest loans to local utilities which then, in turn, relend the funds to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas. The program funds business start-up or expansion, business incubators, education and training facilities and equipment, community development assistance, health care and other projects that support rural jobs.
Under RMAP, USDA provides loans to Microenterprise Development Organizations (MDOs) that, in turn, make microloans for business start-up or development to eligible microentrepreneurs defined as very small businesses with 10 or fewer employees. Grants are available for MDOs to provide technical assistance and training, particularly in rural areas experiencing persistent poverty or significant outmigration. USDA does not directly provide funds to the ultimate recipients.
The Rural Microentrepreneur Assistance Program was created under the 2008 Farm Bill and recently reauthorized through the 2014 Farm Bill.
The Kentucky Highlands Investment Corporation is receiving a $500,000 RMAP loan to capitalize a revolving loan fund to provide microloans to very small businesses in 19 counties designated by the Appalachian Regional Commission as distressed communities. The Kentucky Highlands Investment Corporation is the lead organization carrying out the state's Promise Zone initiative. Its Promise Zone work was made possible through the financial support from USDA.
MEDI, Inc., is receiving a $400,000 RMAP loan and $100,000 RMAP grant to serve as a microlender and technical assistance provider for very small rural businesses throughout Kentucky.
Since the start of the Obama Administration, Rural Development has invested more than $4.4 billion in Kentucky. The agency is targeting assistance to persistent poverty areas in Appalachian Kentucky through the USDA StrikeForce Initiative for Rural Growth and Opportunity, and will continue its work with Governor Beshear and his staff, the Kentucky Congressional Delegation, other federal agencies, SOAR officials and community leaders throughout the region to benefit rural communities in the impacted areas.
At the national level, the USDA investments are meeting a wide variety of business and manufacturing needs across rural America. For example, in South Carolina, the Santee Electric Cooperative is receiving a $1 million Rural Economic Development loan to support the local "Help My House program," which makes energy efficiency improvements in the rural areas of Williamsburg, Georgetown, Clarendon and Florence Counties. The Nodak Electric Cooperative in North Dakota is receiving a $775,000 Rural Economic Development loan to help S&S Grain, Inc. purchase and renovate a building in Walhalla, N.D., for grain drying, handling and storage.
The Rural Economic Development Loan and Grant program directly supports the Obama Administration'sInvesting in Manufacturing Communities Partnership (IMCP) initiative to boost the manufacturing sector and create well-paying manufacturing jobs, using economic development resources available through existing Federal programs.
Through today's announcement, USDA is providing over $59 million in loans and grants to 85 organizations in 31 states, including the District of Columbia, to strengthen rural businesses and promote economic development. The funding is contingent upon the recipients meeting the terms of their loan or grant agreements.
President Obama's historic investments in rural America have made our rural communities stronger. Under his leadership, these investments in housing, community facilities, businesses and infrastructure have empowered rural America to continue leading the way – strengthening America's economy, small towns and rural communities.
BURLINGTON, VT – Agriculture Deputy Secretary Krysta Harden announced that USDA is investing in rural businesses and development organizations to spur economic growth in rural areas and in Tribal communities.
"These investments are part of the Obama Administration's ongoing efforts to help rural and Tribal communities that have the greatest need for assistance," Harden said. "USDA is targeting capital and technical assistance to small businesses and development organizations to help stimulate more business activity in areas that are struggling economically. This will help revitalize these small, remote rural communities and create much-needed jobs for local residents."
Harden announced details of the investments following a tour of Intervale Community Farm in Burlington, Vt. Intervale Community Farm is a 135-acre farm incubator on Burlington's Intervale. The Intervale Community Farm contributes 60 full-time, part-time and seasonal jobs to the Burlington economy and is part of the Intervale Food Hub, a thriving local food aggregator and distributor contributing to Burlington's regional economy. Local food hubs provide organizations, businesses and institutions orders for local food products that are sourced from a variety of local farms.
The funding is being provided through USDA's Rural Business Enterprise Grant (RBEG) and Rural Business Opportunity Grant (RBOG) programs. Rural Business Enterprise Grants help small and emerging rural businesses. Rural Business Opportunity Grants promote sustainable economic development in rural communities with exceptional needs.
The grants are being awarded in areas designated as Rural Economic Area Partnership (REAP) zones. REAP zones are areas that are considered economically distressed due to factors such as poverty, geographic isolation, declining populations or economic upheaval (such as the closing of a major job provider). The 2014 Farm Bill extends all current REAP zones through 2018.
Grants are also being targeted, predominantly through the Rural Business Opportunity Grant program, to Federally recognized Native American Tribes.
Since the start of the Obama Administration, USDA Rural Development has invested nearly $6 million in REAP zones through the RBEG program. These grants have supported businesses and community projects across the country, creating or retaining 2,200 jobs (nearly 1,000 created and 1,200 retained). Since 2009, the agency has also invested $7.8 million in RBOG assistance for REAP zones and Native American Tribes. These Rural Business Opportunity Grants have helped approximately 400 businesses, and have created or retained about 2,100 jobs.
Harden emphasized that the USDA funding includes more than $2.2 million for organizations in Vermont, New York and North Dakota. Nine organizations in Vermont are receiving RBEG and RBOG grants totaling nearly $1.2 million. They will use the money to develop businesses, help revitalize a downtown district, and create jobs across the state. Seven organizations in North Dakota are receiving more than $566,000 in RBEG and RBOG grants to provide technical assistance to rural businesses and explore ways to increase commerce in Tribal areas. In New York, two organizations are receiving more than $445,000 to support rural businesses and determine the feasibility of establishing an open-access fiber optic network.
Through today's announcement, USDA is providing nearly $3 million in grants to 28 organizations in 12 states to strengthen rural business and promote economic development. Funding is contingent upon the recipient meeting the terms of the grant agreement.
Today's announcement was made possible by the 2014 Farm Bill. The legislation builds on historic economic gains in rural America during the past five years while achieving meaningful reform and billions of dollars in savings for taxpayers. Since its enactment, USDA has made significant progress to implement each provision of this critical legislation, including providing disaster relief to farmers and ranchers; strengthening risk management tools; expanding access to rural credit; funding critical research; establishing innovative public-private conservation partnerships; developing new markets for rural-made products; and investing in infrastructure, housing and community facilities to help improve the quality of life in rural America. For more information, visit www.usda.gov/farmbill.
President Obama's historic investments in rural America have made our rural communities stronger. Under his leadership, these investments in housing, community facilities, businesses and infrastructure have empowered rural America to continue leading the way – strengthening America's economy, small towns and rural communities.
WASHINGTON - The U.S. Small Business Administration (SBA) announced that it is seeking grant proposals to award up to $1.5 million in grant funding to for-profit and non-profit service providers including, but not limited to, universities, trade and professional associations, firms, and other organizations for special projects to promote the development, success, and long-term survival of small disadvantaged businesses that participate in the agency's 8(a) Business Development Program.
The SBA expects to award 6-10 grants in the range of $150,000-$250,000, and that up to two awards may be made to small businesses. Applications will be accepted through July 20, 2014, and awards will be issued by September 30, 2014.
Under this initiative, grants will be made to service providers to enable them to make unique management and technical assistance services available to eligible small businesses that are approved by the SBA to receive services. Specifically, SBA is seeking unique and innovative projects to provide specialized training, executive education, and tools to promote business development of eligible firms. However, grants cannot be used by small businesses themselves as a source of funding to grow or otherwise expand their individual enterprises.
John Shoraka, Associate Administrator for Government Contracting and Business Development, noted that "One key strategic goal of the SBA is to genuinely broaden and deepen entrepreneurial education and counseling resources for small businesses." He added "This initiative is directly linked to that goal. The services we are now looking for will increase opportunities for potentially high-growth small businesses, especially small firms that do business with the government."
Through these projects, the SBA intends to increase the range of services available to eligible firms by addressing many issues facing them including, but not limited to:
- teaming with other businesses;
- mastering the process of federal contracting;
- reversing declines and turning around businesses; and
- securing loan financing or private equity funding.
To submit a proposal for funding under this initiative, an applicant:
- may be a for-profit or not-for-profit entity (including, but not limited to small businesses; other-than small businesses; trade and professional associations, and educational institutions);
- must have been in existence continually for at least three years;
- must demonstrate substantive experience dealing with issues relating to small business; and,
- must demonstrate that it has the capacity to provide assistance to small businesses.
DETROIT--The establishment of a new Innovation District in Detroit will be a catalyst for new jobs and small business growth throughout the city, Mayor Mike Duggan announced today.
The announcement comes on the heels of a report released Monday by the Brookings Institution outlining how formalized Innovation Districts can facilitate new connections and ideas, accelerate the commercialization of those ideas, and support metropolitan economies.
Detroit was prominent as one of seven case studies in the report, and the Mayor’s office has been in discussions with the Brookings Institution, the New Economy Initiative of Southeast Michigan, and stakeholders in Greater Downtown and beyond about a possible formal designation for several months.
“Everything we are doing in our city with economic development will be geared toward bringing jobs and development to neighborhoods in Detroit,” Mayor Duggan said. “We have right now some great creative energy occuring in downtown and midtown. The focus of the Innovation District will be to create an anchor to support neighborhood business incubators across the city.”
How the Innovation District will support Neighborhoods:
• Establish neighborhood small business incubators. Institutions based in the Innovation District already support local businesses across the city and will be expanding their efforts to do so. TechTown, for example, already has established neighbhorhood offices in Brighmoor, Osborn, Jefferson East and Grandmont Rosedale and will further expand into additional neighborhoods, including Hope Village.
• Establish entrepreneurial programs in neighborhoods. Mayor Duggan has appointed Jill Ford to his staff to lead the effort to bring entrepreneurial programs to the neighborhoods. She will bring together financial and mentoring resources to support entrepreneurs, including both high technology innovative businesses, as well as businesses that will revitalize neighborhood comercial corridors.
“Today, there are 30,000 small business entrepreneurs in Detroit. Helping them expand their businesses is the best way to create new jobs for Detroiters and rebuild our neighborhood comercial strips,” Mayor Duggan said.
To lead the effort, Mayor Duggan has named Nancy Schlichting, CEO of Henry Ford Health System, as Chair of a 17-person advisory committee that will develop a framework and plan towards the designation of a formal Innovation District in Greater Downtown and its development as a hub for innovation across all city neighborhoods. Henry Ford Health System established the Henry Ford Innovation Institute in 2011 with the philosophy of using innovation to improve healthcare and the patient experience.
“Powerful Assets in Place”
The Greater Downtown area of Detroit already has some of the region’s most powerful and concentrated innovation assets. In its roughly 4.3 square miles, Greater Downtown contains 3.1% of the city’s land mass while hosting 55% of the city’s jobs. It also is home to two major medical centers, one of the country’s best design schools, three university satellite facilities, 30+ entrepreneurial service providers, and a decade of private-sector job growth.
Innovation districts have been successful in other parts of the world through focused strategies including better stakeholder coordination; innovative policy and experimentation with zoning and land use; packaged and holistic real estate marketing and investment; coordinated efforts around education, medical, digital and creative clusters; and more.
“We have seen tremendous momentum in this geography over the last several years through all of our individual efforts and hard work,” said Schlichting. “This is a unique moment in time, when we can take that momentum and very intentionally work together to leverage it in way that not only accelerates growth in Greater Downtown, but ensuring that it directly supports growth across all city neighborhoods.”
Bruce Katz, vice president of the Brookings Institution and co-author of its report, said the establishment of innovation districts has proven to create well-paying jobs in other major cities and could do so in Detroit.
“Innovation Districts work. Barcelona’s innovation district developed 4,500 new companies in less than a decade. Boston’s 1,000 acre innovation district helped usher in more than 200 new companies and more than 6,000 jobs,” Katz said. “No city is alike, but Detroit has the distinctive assets to develop a designated district and fuel powerful economic growth.”
You’re probably busy so instead of boring you with a lot of long drawn out details, I’m just going tell you that if you have even the slightest interest in borrowing money for your business at a really low interest rate, you need to join me (online) live Thursday, 5/8/14 at:
3pm ET by CLICKING HERE
8pm ET by CLICKING HERE
What’s totally unique about what I’m going to show you is that my special guest and his team actually obtain the Business Funding for you VS telling you how to go and do it on your own. This invitation is for motivated, high-level investors that need assistance financially. Start-ups business owners and investors can easily obtain start-up funding too, but the client has to be mentally committed and in somewhat of a reasonable financial position to continue to grow their business.
In fact, on Thursday 5/8/14 I am going to personally show you how they can access and have created access to 10’s of millions of dollars of business funding and how our clients are leveraging large amounts of the banks money and in so doing, earning Big- like the ultra-wealthy have done for decades.
If you're frustrated by the conflicting and inaccurate information you've found regarding grant money for a small business, then don't worry. This article is your best source for the most accurate and up to date data. Read on and find out why!
Many people today searching for small business grant money to start their own for profit business assume that grants are nothing more than "free money." Well, sorry to be the bearer of bad news but small business grant money is hardly "free money" at all. In fact, these grants are more like contracts with their own set of obligations and restrictions that you must comply with or risk suffering sanctions imposed by your funding resource.
In the case of government grants, the rules are even stricter. One of the first places that people often turn to is the Catalog of Federal Domestic Assistance, which is where all listings of government grants approved by Congress are announced. The problem with this resource is that there are very few programs available for small businesses.
These grants are usually awarded to deserving individuals or nonprofit organizations having some community-based project in mind. Rarely will you find a government grant awarded to help set up a for profit business. That is why when searching for a small business grant you should not turn only to the government for funding resources.
A good source of grant money is the Association of Fundraising Professionals (AFP). The AFP is considered the chief professional association for fundraisers. The association was formerly known as the National Society of Fund Raising Executives (NSFRE). Their website at AFPnet.org offers sections on ethics, public policy, publications (including AFP's online bookstore), professional advancement, local chapters, jobs, and youth in philanthropy (along with a member gateway/dashboard).
Besides that, the AFP also provides a list of organizations (including their websites) that are among the top basic resources of grant money. Foremost on their list is the Foundation Center at FDNCenter.org, which publishes the revered Foundation Directory.
Consider contracts. Government money can sometimes come in the form of contracts. "If you can demonstrate that your company can execute a budget line item, if you can shape part of your idea to what the government wants done for a particular project say something educational or construction-oriented if you can fill a need, you can compete," says Francie Ward, CEO of the Business Owner's Idea Café at BusinessOwnersIdeaCafe.com.
Thank you for reading this article. I hope that it has helped you and that you were able to find, through our research, the answers you were seeking.
Poor financing is the number two reason small businesses fail, falling right behind poor management. Sufficient funding is paramount to the success of small businesses, and small business grants can be the answer to the problem. If business owners have the necessary knowledge about how to find and properly request grants, they have a better shot at creating a successful business that will be open longer and prosper.
There are over 300 different grants and loans available for small businesses that are just starting out. The grants range from $25,000 up to $1,000,000 depending on the size and projected success rate of the business. There are also grants available to help small businesses grow or expand. Grants are not the same as loans because they do not have to be repaid. A grant is considered free money, as well as an investment to promote the success of small businesses and the U.S. economy. Money for grants comes from income taxes. Obtaining a small business grant does not require credit checks or deposits, even if the owners have experienced bankruptcy in the past.
There are a number of helpful websites that send small businesses government grant packages for free, excluding the cost of shipping. These packages include information on how to find grants, how to prepare a grant request, and how to apply for grants pertaining to a specific business. Some of the providers are Government Funding Solutions, Grant Master, and Grant Wizard.
It is important to be familiar with the Small Business Administration's (SBA) rules for receiving grants before beginning the process of obtaining one. Although the SBA does not provide grants to small businesses, they do provide helpful suggestions and resources on how to find grants.
In order to qualify for a small business grant, individuals must first become familiar with the 13 CFR 143 document that lists all of the requirements to be eligible for a grant. This document includes information on the pre-award and post-award periods and defines all aspects of applying for a grant and states who is eligible. The CFR is the primary source of rules and regulations for small business grants and must be read before starting the grant writing process.
After reviewing the requirements, prospective business owners must write a grant request. There are professionals who will write a grant proposal or the individuals may complete it themselves. The Catalog of Federal Domestic Assistance is a helpful site that links individuals to resources about federal grants for small businesses. Afterschool.gov gives helpful tips on how to write a small business grant and, although it is geared toward grants for after school programs, includes helpful information for grant writing in general.
Additionally, there are many well-established government and private organizations that provide grants to small businesses. The Department of Justice's Ten Grant document gives access to grant opportunities for those conducting research in support of law enforcement. The Department of Labor's Employment and Training Administration has several grant opportunities for small business owners. They offer about $125 million to businesses that are based in a community setting with special attention to training programs. The Department of Transportation is another organization that offers small business grants. They offer grants to any business willing to help resolve the growing problems with the federal-aid highway program. The Department of Education has a program called e-GRANTS that locates electronic grants online. They have a detailed list of grants available and the necessary applications to fill out. There are a variety of grants available for different groups, all of which have detailed descriptions and contact information. Other organizations that provide small business grants include the EPA, the National Cancer Institute, NOAA, the National Endowment for the Humanities, and the U.S. Department of Health and Human Services.