WASHINGTON – As part of the Obama Administration’s effort to prevent and effectively end homelessness, the U.S. Department of Housing and Urban Development announced today that it will offer $1.9 billion for fiscal year 2015 to support existing and new homelessness programs. Funded throughHUD’s Continuum of Care (CoC) Homeless Assistance Program Notice of Funding Availability (NOFA), this notice will further incentivize local applicants to pursue permanent housing using a Housing First approach to target their resources to proven strategies.

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The Provident Bank Foundation is committed to enhancing the quality of life in New Jersey and Pennsylvania communities in Provident Bank's marketplace. Since its founding in 2003, the Provident Bank Foundation has granted more than $19 million to not-for-profit organizations and institutions working toward stronger communities.

The Provident Bank Foundation makes grants in three priority areas: community enrichment, education, and health, youth & families.

  • Our giving to community enrichment focuses on programs that drive economic development, contribute to a more well-rounded community experience, and provide increased access to information and specialized learning opportunities.
  • Our efforts in education support innovative programming that expands access to, and improves the quality of, well-rounded educational experiences for people of all ages.
  • Our contributions to health, youth, and families aim to ensure people of all ages and means have the ability to improve the quality of their lives, including having a safe place to live and access to quality healthcare.


Click HERE for the full details about this RFP.




This is a two-step process. All applicants must complete and submit the online Letter of Intent (LOI). Only submit one entry per organization.


Step 1: Complete the Online LOI form


  • Your application will not be reviewed unless an LOI has been submitted
  • Any questions regarding navigating the online system, review the Step- by-Step Guide

Numerous grants from the government are unclaimed every year for various reasons. Many people just don't know these free money from the government is accessible to the public. Some people are discouraged about the application process for grants mostly because they've been given incorrect information on the actions necessary. Another reason people just don't take the time to apply for grant money because they are frightened about what is unknown to them. Because billions are unspent every year resulting from a lack of understanding and knowledge, the following will help you answer a few frequently asked questions.

Can I obtain government grants for debt that is personal? There are many reasons why individuals face debt. irresponsible spending habits rank highly on the list of leading causes of debt. Yes, there are some government grants intended to help people with personal debt.
Are grants from the government meant to be for the general public? You bet. There has been a lot of debate on whether there is free money accessible to the American public. If you are in need of financial aid in the form of housing grants, building a small business, living expenses, college tuition or home improvement, there are probably several different grants from the government available that might be of help to you.

Is it possible to receive free money right away? do not be misled into assuming that the government is able to give out grant money at a moment's notice. That isn't how it works. There is usually an application process that is involved in applying for government funded grants. Depending on the kind of grant you are applying for, the amount of time is going to vary.

Can I obtain more info relating to free gov grants? Most are not educated on the free money that is out there for them. For this specific reason, resources such as books, Internet sites, CDs, and tapes have been designed to aid citizens of the United States discover more tips and information regarding money from the government. There are agencies and specific people that specialize in researching grants for those that are in need of help. Various companies offer guides and resources that will help moderate the time and expenses generally required for the application process for grant programs.

Do I have to repay the grant in the event I'm approved? A grant is different from a loan that has to be paid back. Government grants are free when the funds are utilized for its expected purpose. Government grant money is intended to encourage citizens of the United States to make an absolute effort to advance their well being and community. Education grants are particularly designed to help people advance their lifetime earning potential.

Is it difficult to come by free government money? Because grants have been made known to the American public, more of the argument is about whether or not government grants are easily acquired. The truth is that there is a process for application and a level of commitment that is involved in getting approved for any government grant. It's up to the individual to fill out an application and agree to what is described in each grant program. But, of course, the process that is required is certainly worth it when you consider that the money doesn't have to be paid back.

Why does the US government give away free grant money? The government dispenses billions in free grants every year to aid US citizens with their endeavors to get money to pay bills and to make improvements in their community. As a taxpayer and a United States citizen, the government has allocated funds to work on our behalf.

Taxpayers and Citizens of the United States are eligible for many incentives from the government. It is the individual's responsibility to take advantage of the opportunities afforded them. Knowing is half the battle.

A lot of people go gaga over the whole concept of free federal grants. The moot point is, is it really free? If you were to read Jay M. Shafritz's book 'American Government and Politics', he defines what a grant is. A grant, he says, is a gift that has certain obligations for the grantee and expectations from the grantor. A grant is no one-way street as most people looking for grants would like to believe. A grant comes to you inbuilt with the word 'obligations'. And rightly so, wouldn't you say? Why on earth should someone give you a lot of money and then forget about it? A grant is not philanthropy pure and simple. It means you have a responsibility to fulfill certain obligations.

Why are free federal grants given? They are basically dispensed so that organizations that are involved in doing work that benefits the community have the money to carry out the work. For example, the projects could be programs that train displaced workers, or street paving projects or water conservation projects or anything for the good of the community or the society. Once a grant has been sanctioned, the organization has to make sure that their functioning has certain strict performance standards. There has to be detailed and transparent auditing and accounting and the auditing has to be done once a year at least.

The other thing about free federal grants is that every cent has got to be spent. If there is any money that is left over after the project is complete, it reverts to the Treasury. The deal is that every cent should be accounted for. The goals that are set out in the program when the grant is applied for must be followed exactly as they are specified. If there are any changes in the course of the period, they must go through government procedures and get an approval. Of course it goes without saying that time schedules must be adhered to and the project must be successfully completed.

What happens if the organization does not comply with the program goals? Then, it is likely that the 'grantee' or the one who gets the free federal grant will have to pay a penalty. What form do these penalties take? This is said to be non-compliance and the penalties could range from economic sanctions to maybe even a prison term if it is suspected and proved that there was intentional misuse or theft of the grant money.

Who do most of the free federal grants go to? Most of the beneficiaries of this grant money are universities, colleges, states, cities, federal agencies and research organizations. The application process is done by experts who are well-versed in this. Which is why individuals usually do not qualify for them. Most organizations have special staff or get expertise from outside to prepare the applications and to monitor and administer the grants. It takes a lot of expense and time to just apply for a free federal grant. It also involves a great deal of legwork and going to and fro till it is finally approved. With so many cutbacks on federal spending, the chances of the grant being approved could be slim. The truth is that free federal grants are no cakewalk. They come with a price tag attached. The organization that gets it has to be prepared to deliver and deliver well.